Debit Card Loan Yojana 2024: Many times if there is a wedding in our house, we have to buy a car or start our own business, apart from this, we need money to do any other big work. But it is not possible to have so much money available at once, for this, we take the help of a loan.
Today we have brought such great information for you, through which you can easily take a loan. If you also want to get information about this more often, then stay with us.
Debit Card Loan Yojana 2024: You can take a personal loan from a debit card
Let us tell you that now you can also take a loan from a debit card. To take a loan with a debit card, you just have to go to the nearest ATM machine and take a loan. An ATM Card is called a Debit Card, so do not be confused about whether an ATM and a debit card are different.
That is, now you can take a loan from an ATM. ATM is usually used to withdraw money but now you can also take a loan from it. Through Rabbit Card, you can take a personal loan from the comfort of your home. Let us know about this entire process in detail.
Various works are done through the ATM
Along with taking a loan from an ATM, you can also do things like insurance, tax payment and money deposit, cash with draw, balance inquiry, etc. To take a loan from a Debit Card, there must be an offer of a pre-approved loan from the bank in your bank account, only then you can get a personal loan from an ATM. Most of the banks offer this type of loan to the customers.
You must have this eligibility to take a loan from a Debit Card
- To take a loan, you must be a citizen of India.
- To take a loan, your Cibil Score should be good and this score should be at least 750.
- If you also want to take a loan with a Debit Card, then for this your age should be between 21 years to 55 years.
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How to take a personal loan from a debit card?
- To take a loan with a debit card, first of all, you have to go to the nearest ATM machine of your bank.
- Now you have to do any transaction like Cash Withdraw, Balance Inquiry Cash Deposit, etc. using your ATM card.
- If the bank has offered any kind of Pre Approved Loan on your account, then after the transaction is completed, it will be visible on the screen of the ATM machine.
- Now you have to select that option and follow the instructions given on the ATM.
- On the screen of the ATM itself, you will be told all the information about the loan amount, interest rate, loan time period, and monthly installment.
- The time period of this type of loan is for 5 years but it depends on your bank.
- You have to proceed by following all the rules and instructions and within some time the loan amount will be transferred to your bank account.
- After deducting all types of processing fees, taxes, and other types of charges, the remaining balance amount will be credited to your account.
FAQs -:
1. Can I get a loan from a debit card?
Let us tell you that now you can also take a loan from a debit card. To take a loan from a debit card, you just have to go to a nearby ATM machine and take a loan. An ATM Card is called a Debit Card, so do not be confused about whether an ATM and a debit card are different. That is, now you can take a loan from ATM.
2. How much loan can be availed on an Aadhar card?
Your interest rate will also be lower than other banks and you will not have to pay any separate charges. In Money View Loan, you can take a loan of at least Rs 10,000 from your Aadhar card and a maximum of Rs 5 lakh. The interest on a personal loan is usually between 16 to 23 percent.
3. Can I get a loan on a debit card?
Yes, debit card EMI is a type of loan on which interest is charged. Current interest rates are between 12 to 16% per annum.
